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No matter what you have heard from anybody, your mobile / manufactured home DEFINITELY has value!  No matter what year it was built, how many times it has been moved, or what condition it is in, your home is valuable to someone.

And, depending on who is buying your home, it’s value can vary.

Let’s take a look at some of the different values your home can have.

Retail Value

The retail value of your mobile / manufactured home is the estimated amount of money that a retail buyer should pay for the home.  A retail buyer is an end user of the home, and is not looking to resell the home.

Wholesale Value

The wholesale value of a mobile / manufactured home (also referred to as trade value) is the estimated amount of money that a wholesale buyer would pay for your home. A wholesale buyer is a buyer who intends to resell the home to a retail buyer for a profit.

Usually, the wholesale value of a mobile / manufactured home is lower than the home’s retail value.

Loan Value

The loan value of a mobile / manufactured home is the estimated amount of money that a bank or other lender would issue as a loan against the home.  Although the loan value can be the same as the wholesale value of a home, it can also differ in some cases.

How Do I Find My Home Value?

If you’re looking to see what your mobile / manufactured home is worth, you can turn to the NADA manufactured homes page for help.  There, you can purchase a report that gives you an estimated value of your home. The cost of this report varies from $26 to $50, depending on how detailed of a report you would like.

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