Special Offers  Factory Direct Limited Edition Home: The Vue x
Oak Creek Homes

What is the Value of my Mobile Home?

What's the value of my mobile home?

No matter what you have heard from anybody, your mobile, manufactured, or modular home DEFINITELY has value!  No matter what year it was built, how many times it has been moved, or what condition it is in, your home is valuable to someone. And, depending on who is buying your home, its value can vary.

Let’s take a look at some of the different values your home can have.

Retail Value

The retail value of your mobile / manufactured home is the estimated amount of money that a retail buyer should pay for the home.  A retail buyer is an end user of the home and is not looking to resell the home.

Wholesale value

Wholesale Mobile homesThe wholesale value of a mobile / manufactured home (also referred to as trade value) is the estimated amount of money that a wholesale buyer would pay for your home. A wholesale buyer is a buyer who intends to resell the home to a retail buyer for a profit.

Usually, the wholesale value of a mobile / manufactured home is lower than the home’s retail value.

Loan Value

The loan value of a mobile / manufactured home is the estimated amount of money that a bank or other lender would issue as a loan against the home.  Although the loan value can be the same as the wholesale value of a home, it can also differ in some cases.

Value Considerations

Mobile homes and modular homes can vary in their ability to hold their value depending on several factors such as location, age, condition, and market demand. Here are some general considerations:

What's my mobile home worth?Location

Like traditional homes, the location of a mobile home or modular home can significantly impact its value. If the home is situated in a desirable area with good schools, amenities, and a strong housing market, it is more likely to hold its value.

Age & Condition

The age and condition of the mobile home or modular home can also affect its value. Newer homes that are well-maintained and in good condition generally hold their value better than older homes that may require repairs or updates.

What's my mobile home worthMarket Demand

The demand for mobile homes and modular homes can vary depending on local market conditions. In areas where there is a high demand for affordable housing, mobile homes, and modular homes may hold their value better compared to areas with lower demand.

Ownership Type

Ownership type can also affect the value of mobile homes and modular homes. If the homeowner owns both the land and the home, it is more likely to hold its value compared to homes where only the structure is owned and the land is leased.


It’s important to note that mobile homes, in particular, can depreciate in value over time, similar to vehicles. This means that their value may decline over the years, which can impact their ability to hold their value.

Resale Market

The resale market for mobile homes and modular homes can also impact their ability to hold their value. If there is a robust market for used mobile homes or modular homes in a particular area, it may be easier to sell them and hold their value.

How To Find The Value Of Your Home?

It’s important to note that estimating the value of a mobile or manufactured home can be more complex than traditional homes due to factors such as depreciation, location, and ownership type. Therefore, it’s recommended to use multiple methods and consult with qualified professionals for a more accurate estimate of your home’s value. Here are some things you should consider:

What's my mobile home worth?Appraisal by a Professional

Hiring a professional appraiser who specializes in mobile or manufactured homes can provide you with an accurate estimate of your home’s value. Appraisers typically consider factors such as the home’s age, condition, location, size, features, and comparable sales in the area to determine its value. You can find qualified appraisers through a local real estate or appraisal association, or by searching online.

Comparative Market Analysis (CMA)

You can request a CMA from a local real estate agent who has experience with mobile or manufactured homes. A CMA involves comparing your home to similar homes that have recently sold in your area. Real estate agents have access to databases with information on recent sales, which can help them provide an estimated value for your mobile or manufactured home.

Online Valuation Tools

There are several online valuation tools that provide estimates of mobile or manufactured home values. These tools use algorithms and data from various sources to estimate the value of your home based on factors such as location, size, and condition. However, it’s important to note that online valuation tools may not always be accurate and should be used as a rough estimate.

What's the value of my mobile home?Local Tax Assessment

Some local tax assessors’ offices may provide assessed values for mobile or manufactured homes. However, these values are typically used for tax purposes and may not always reflect the true market value of the home.

Manufactured Home Value Guides

There are several manufactured home value guides available online, such as the NADA (National Automobile Dealers Association) Manufactured Housing Appraisal Guide and the Blue Book for Manufactured Homes. With the NADA option, you can purchase a report that gives you an estimated value of your home. The cost of this report varies from $30 to $50, depending on how detailed of a report you would like.

If you’re researching the value of your mobile or manufactured home because you want a new one, Oak Creek Homes takes trade-ins!

Contact Us

We’d LOVE to hear from you! Please fill out the form below and let us know how we can best help you.

If you’re looking for a new manufactured or modular home, Oak Creek Home offers over 100 floorplans to choose from! We have homes for every style, taste, and budget. Find your nearest Oak Creek Home Center. We deliver to Texas, Oklahoma, Louisiana, and parts of New Mexico. Manufactured home builder Oak Creek Homes has been building manufactured houses and modular homes for over 50 years.

Oak Creek Homes
We have built over 50,000 homes; quality designs for first-time homebuyers to spacious floorplans filled with long lists of options and comforts. There are a lot of reasons to feel comfortable about choosing Oak Creek Homes, from our available 7-Year Service Protection Plan* to our Quality Care** installation program.
Oak Creek Homes on Facebook

Leave a Reply

Your email address will not be published. Required fields are marked *